Joker Poker at by99 blends classic five-card poker strategy with a wild Joker card that unlocks hand combinations unavailable in standard video poker — giving Pakistani players one of the highest theoretical RTPs of any casino game on the platform.
Joker Poker is a video poker variant available on the by99 platform that uses a standard 52-card deck plus one wild Joker card, making it a 53-card game. The Joker can substitute for any card in the deck to complete a winning hand, which is why experienced casino players often prefer it over standard Jacks or Better video poker.
Unlike pure luck-based slot games such as Lucky Piggy, Joker Poker rewards knowledge. The decisions you make — which cards to hold and which to discard — directly affect your expected return. With perfect optimal strategy, the theoretical R TP on certain by99 Joker Poker pay tables reaches 100.64%, meaning the house edge is technically in the player's favour — a rarity in casino gaming.
For Pakistani players in Karachi, Lahore, Islamabad and Faisalabad who enjoy games that reward thinking over pure luck, Joker Poker at by99 is one of the most strategically satisfying options on the platform. It sits alongside cricket betting as one of the few by99 games where studying the game genuinely changes your results.
| Game Type | Video Poker (Wild Card) |
| Deck Size | 53 cards (52 + 1 Joker) |
| Wild Cards | 1 Joker (fully wild) |
| Minimum Hand to Win | Two Pair |
| Max RTP | 100.64% (optimal strategy) |
| Min Bet at by99 | Rs 50 per hand |
| Max Bet at by99 | Rs 50,000 per hand |
| Available On | Mobile & Desktop |
Here is how Joker Poker stacks up against a standard Jacks or Better game on by99:
| Feature | Joker Poker | Jacks or Better |
|---|---|---|
| Wild Card | Yes (Joker) | No |
| Deck Size | 53 cards | 52 cards |
| Min Winning Hand | Two Pair | Jacks or Better |
| Natural Royal Flush | Pays 800× | Pays 800× |
| Wild Royal Flush | Pays 100× | N/A |
| Five of a Kind | Possible | Not Possible |
| Max RTP | 100.64% | 99.54% |
| Strategy Complexity | Medium-High | Medium |
| Skill Impact | High | High |
RTP figures are based on optimal strategy play. Casual play will result in a lower effective RTP.
Understanding the pay table is the first step toward optimal strategy. The Joker wildly changes the hand hierarchy — Five of a Kind is now possible, and there are two tiers of Royal Flush.
| Hand | Description | Includes Joker? | Payout (5 Credits) |
|---|---|---|---|
| Natural Royal Flush | A K Q J 10 of same suit — no Joker | No | 4,000× |
| Five of a Kind | Four of a rank + Joker | Yes | 1,000× |
| Wild Royal Flush | Royal Flush completed with Joker | Yes | 500× |
| Straight Flush | 5 consecutive cards, same suit | Either | 250× |
| Four of a Kind | Four cards of the same rank | Either | 100× |
| Full House | Three of a kind + One pair | Either | 35× |
| Flush | Any 5 cards of the same suit | Either | 25× |
| Straight | 5 consecutive cards, mixed suits | Either | 15× |
| Three of a Kind | Three cards of the same rank | Either | 10× |
| Two Pair | Two different pairs | No | 3× |
| One Pair / High Card | Anything below Two Pair | — | No Payout |
Pay table shown is for max-bet (5 credits) play. Single-credit payouts are proportionally lower. Always play max credits at by99 to qualify for the 4,000× Natural Royal Flush jackpot multiplier.
by99 brings together the best technical experience, local payment options and fair gaming standards to make Joker Poker the sharpest video poker session available to Pakistani players.
No app download or plugin required. Joker Poker runs directly in your mobile browser — Chrome on Android or Safari on iPhone. Open by99, log in, and you are dealt your first hand in under 10 seconds.
Each Joker Poker hand at by99 completes in about 5 seconds. That means up to 12 hands per minute — ideal for Pakistani players who want a high-action session during the PSL evening break or between overs.
by99's Joker Poker uses an independently certified random number generator. The 53-card shuffle is completely unpredictable — outcomes cannot be influenced by the platform or predicted by any external system.
The by99 Joker Poker interface is designed for mid-range Android devices common across Lahore, Karachi and Faisalabad. Low data usage, large tap targets and clean card visuals make it comfortable on a 5–6 inch screen.
Fund your by99 wallet using JazzCash or EasyPaisa in under 60 seconds. No bank account needed. Winnings can be withdrawn back to the same wallet — most EasyPaisa withdrawals clear within 5–10 minutes.
Unlike slot games, every hold/discard decision in Joker Poker has a mathematically correct answer. Pakistani players who learn optimal strategy can close the house edge to near zero — or flip it entirely on the right pay table.
When you are dealt a hand in Joker Poker at by99, the correct hold decision depends on whether the Joker is in your hand. Here are the priority rules used in optimal strategy — evaluate your hand from top to bottom and hold the first match you find.
If the Joker completes a Five of a Kind or you hold a Natural Royal (the Joker was not needed), keep all five cards. These are the two highest-paying hands on by99's pay table.
Hold all five cards if the Joker completes a Royal Flush. At 500× payout, this beats any draw possibility on expected value.
Both hands are complete — keep all five. Do not break a Straight Flush hoping for a Five of a Kind; the math does not support it.
If you hold the Joker plus three natural Royal cards (e.g., K Q J of spades), keep these four and discard the fifth. One draw for the Wild Royal Flush at 500× is correct here.
These are complete paying hands — keep all five. Three of a Kind with the Joker means you already have a strong hand; do not chase Four of a Kind unless the math specifically supports it.
Hold the Joker and the pair (three cards total), discard the other two. You are drawing for Three of a Kind, Full House, Four of a Kind or Five of a Kind — all paying hands on by99.
Hold the Joker and any four cards that form the best draw structure (e.g., four to a Straight Flush). If there is no draw structure, hold the Joker and the four highest-ranking cards.
Without the Joker, Joker Poker plays very similarly to Jacks or Better — but remember, the minimum paying hand is Two Pair (not one pair), which changes some borderline decisions.
Keep all five. This is the maximum payout at by99 — 4,000× on max bet. There is no scenario where you break a natural Royal Flush.
All complete paying hands — keep all five cards. Do not gamble a finished hand in search of a higher one; expected value calculations consistently favour keeping these intact.
Break a Flush or Straight if you have four cards to a Natural Royal. The 4,000× jackpot at by99 makes this the highest-EV draw available without the Joker.
Keep Three of a Kind and draw two. With Two Pair, keep both pairs and draw one — you are drawing for a Full House. Since One Pair does not pay in Joker Poker, Two Pair is especially important to protect.
Hold four to a Straight Flush even if it means discarding a paying pair. The Straight Flush pays 250× — the EV of drawing for it exceeds the EV of holding a pair, which does not pay in this game.
A high pair (Aces through Tens) is worth holding since Two Pair is the minimum payer. Three to a Royal Flush is also a strong draw. Compare both and choose the higher expected value — typically the pair if it includes Aces or face cards.
Because One Pair does not pay in Joker Poker, never hold a single pair hoping it saves you. If you have a lone pair with no draw potential, you are better off drawing three new cards and hunting for Two Pair. This single strategic adjustment separates experienced Joker Poker players from beginners on by99.
Always play the maximum 5 credits per hand at by99 when your bankroll allows. The Natural Royal Flush pays 800× per credit on single-credit play but 4,000× total on max-bet — that is a 25% bonus just for betting max. The RTP figures quoted on this page assume max-bet play.
by99 offers a demo mode for Joker Poker where you can practise with virtual chips. Players in Islamabad and Karachi who are new to video poker strategy should spend at least 30 minutes in demo mode before switching to real-money play. Muscle memory for hold decisions matters.
From zero account to your first dealt hand, here is the complete journey for Pakistani players new to Joker Poker at by99:
Head to by99 Login and sign in. New players can register with just a mobile number and password — the entire process takes under 90 seconds. You must be 21 years or older to register and play at by99.
Go to the Cashier tab and choose your preferred payment method. JazzCash and EasyPaisa deposits arrive in your by99 wallet within seconds. Minimum deposit is Rs 500 — which qualifies you for the new player welcome bonus.
From the by99 home screen, tap by99 Casino and then Video Poker. Joker Poker is listed in the featured games section. Tap the thumbnail to launch the game — it opens directly in your browser with no downloads needed.
Use the bet controls to set your credit value (e.g., Rs 10 per credit) and the number of credits per hand (1–5). For maximum RTP and the full Natural Royal Flush payout, select 5 credits per hand. At Rs 10 per credit that is Rs 50 per hand — a sensible starting point.
Press DEAL. Five cards appear on screen. Study them against the strategy guide above, then tap each card you want to HOLD. Unheld cards are replaced in the draw. The final five-card hand is evaluated against the pay table and any winnings are credited to your balance instantly.
When you are ready to cash out, go to the Withdrawal section, enter your JazzCash or EasyPaisa mobile number and the amount. by99 processes most e-wallet withdrawals within 5–10 minutes, with zero fees charged to the player.
New Pakistani players who register at by99 and make their first deposit receive a 100% match bonus up to Rs 10,000. That means if you deposit Rs 5,000 via JazzCash or EasyPaisa, you start with Rs 10,000 in your wallet — doubling your Joker Poker sessions from day one.
First Deposit Match
Joker Poker's high RTP and skill element can make sessions feel more controlled than pure luck-based games — but any form of gambling carries financial risk. by99 is committed to keeping gaming fun and within healthy boundaries for all Pakistani players.
Use by99's built-in session time limits and deposit caps before you start playing Joker Poker. Setting a daily deposit limit of Rs 1,000–2,000 is a common approach among responsible Pakistani players on the platform.
Even with a 100.64% theoretical RTP, short-session variance in Joker Poker can produce significant swings. A 200-hand session is not long enough to realise long-run expected value. Play with money you can afford to lose entirely.
by99 offers voluntary self-exclusion ranging from 24 hours to permanent account closure. If you feel your Joker Poker sessions are becoming compulsive, contact by99 support in English or Urdu — available 24/7 via live chat.
Even optimal Joker Poker strategy is not a reliable income source. The 100.64% RTP applies over millions of hands in theory. Treat by99 Joker Poker as entertainment with a small edge when played perfectly — not as a financial strategy.
Log in to by99, claim your welcome bonus and start practising optimal Joker Poker strategy today. Available to players across Pakistan — Karachi, Lahore, Islamabad, Faisalabad and beyond.
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